Roles and Responsibilities

Job Title Associate Relationship Manager (ARM) MME

Grade SM/AVP

Department Commercial Banking

Employee Eligible SM/AVP

Reporting To RM – Commercial Banking

A. Position Purpose

To assist RM’s in the sanctioning process, credit monitoring, documentation, meeting the desired

portfolio and TAT standards.

B. Position Responsibilities

Sr. Key Responsibilities

1 Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of

client base

2 Support in coverage of clients with revenues from Rs.300 to 2000 Cr.

3 Credit analysis, risk identification, credit presentation (credit memo)

4 Delivery of banking solutions in collaboration with other parts of the bank

5 Work with product and support teams under the guidance of RM to ensure seamless credit

delivery

Qualifications and Experience Requirement

Qualifications

Essential CA’s or MBA’s from reputed institutes

Experience

Essential 4 – 8 years’ experience

C. Competency Requirements

a. Technical Skills

Skill Attribute

Business Analysis • Credit writing skills with comprehensive coverage of all risk

related issues

• Ability to spot new business opportunities;
• Interaction with clients;
• Strong communication skills – verbal, and written (including

report writing, presentations, etc);

Knowledge Working knowledge of

• Client business including working capital cycle and growth

requirements;

• Risk (credit / investment, operational, industry and general

economy related, others) identification, mitigation and

management;

• Banking products and procedures;
• Documentation

b. Behavioural Skills

Skill Attribute

Behavioural Skills • Self-Driven and Proactive

• High level ownership & Accountability
• Analytical Thinking
• Team Work
• Excellent communication skills
• Capability to handle interaction with senior management of

clients and other external partners

• Problem Solving

Desired Candidate Profile

Perks and Benefits